What Happens When There Is No Insurance?

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In our society we all try to expect the best and follow the laws. There are times where you may bend the rules, but not so far as to break them. this is one of the reason that when you are a pedestrian involved in a hit and run or involved in an accident where the at-fault party has no insurance it is doubly shocking. First the shock occurs when your person is violated and the second occurs when your wallet is violated. If you have been a pedestrian injured by a hit and run driver or an uninsured motorist, contact one of the talented car accident lawyers. These sensible lawyers will work with you to try to get all of the compensation necessary to restore you back to the same position you were in prior to the accident.

If you have been injured while walking along by a hit and run driver you may not be completely out of luck. If you have your own car insurance you will be covered by your insurance. There is a no-fault insurance for accident involving motor vehicles, even if you are not in your car. This is the good news. The bad news is to the extent your insurance doesn’t cover all of your damages there is no one for your personal injuries lawyer to file a lawsuit against.

If a person hits you and doesn’t have insurance than your insurance will still cover you to the policy limits. Your auto accident lawyer will have someone to sue for the uncompensated damages. Even if the person doesn’t have many assets if the court orders payment your lawyer can collect from any legally accessible assets.

If you are a pedestrian or on a bike an injured by a hit and run driver and you don’t have car insurance of your own there are a couple of options available to you. First, if you have health insurance provide by your employer this insurance may cover all of your medical and rehabilitation expenses. If you don’t have employer provided health insurance or any other type of insurance you still are not out of luck. In Ontario the government has set up an insurance known as the Insurance of Last Resort. This insurance is not intended to make you rich from your injury. It is intended to cover your out of pocket costs so you are not poor from your injuries. Your disability lawyer in Toronto will help you make the necessary claims.

Author Bio:

Ted Sablint is a law blogger and his experience in the industry will make it easy for you to find a top rated disability lawyer in Toronto. After being the victim of an accident himself, he got the help he needed from the experienced legal team at www.personalinjurylawyersintoronto.ca and highly recommends you contact them for representation as well. 

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